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"China has established industrial parks - improving infrastructure and the business environment - to reduce transaction costs in them," Lin wrote.

"But now people choose to visit a restaurant to sample the dishes made by a certain chef, which is more in line with the modern dining experience. We chefs now have more of a chance to present our culinary skills and the concepts we have about food."

"Central banks, individually and collectively, will assess the relevance of issuing CBDCs in view of the costs and benefits in their respective jurisdictions," the paper said.

"But the rush of offline gyms to the online fitness sector has given more competition to already popular online fitness apps and platforms like Keep. It also remains a question whether gyms can hold their online customers after the epidemic," he said.

"But there is no need to be overanxious about the risks as China has a deposit insurance scheme. By taking measures, such as appointing another bank to temporarily manage the bank which undergoes the mergers and acquisitions process, regulatory authorities will help small and medium-sized banks make a smooth transition of liquidity," he said.